January 20, 2019

Financial Resolutions for 2019

“Let’s get real for a second: Money is stressful.

We live in a world where things keep getting more expensive, where minimum wages are stagnant and below the poverty line in most major cities, where houses — and even rentals — seem like an unaffordable luxury, and where the specter of student loan debt lingers in the lives of millions of Americans. (Oh, and since personal finance isn’t taught in schools, a lot of us are pretty much just winging it).

It can be hard to stay objective and positive when saving money feels like an uphill battle. It can be even harder to learn how to improve your finances when it’s so much easier to just ignore that checking account or ballooning credit card bills and just watch Netflix instead. But, an important key in getting control of your financial situation is to face it head on — the sooner the better (for your own sake).

Yes, money can be stressful, but it doesn’t have to be. By chipping away at your money anxieties and coming up with small, reachable goals, you can build up your financial morale (even if you’re in a deficit now) and start your next year off on the right foot.

Ahead, we’ve put together a list of simple financial goals that can help you get to a much better place, money-wise, in 2019. The idea of making money moves sounds great — but just remember: At some point, you have to actually make them.”

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JJ Editor's Picks

"Not even what one might think of as the most basic tenet of any religion, a belief in the existence of God, is a prerequisite: Agnosticism is a key principle of at least one major school of Hindu philosophy."

"The presidency of any particular incumbent is relatively short... but the precedential consequences of impeaching a president without complying with the specific provisions of the Constitution “as it was written” are enduring."

"After news that a judge allegedly provided sexual favors to Bar Association president Efi Nave in exchange for her appointment, several politicians said in their responses that the Judicial Selection Committee needed to be the “Holy of Holies.”"

"Two new documentaries take on Billy McFarland and his disastrous music festival... the secret villain of this story all along: the subtle menace of social media marketing."

"Eating out, ordering in. Throw in a bagel here, a coffee there, and it all adds up. "It's definitely a challenge for people my age to save on food.""

"Popular music is shrinking. From 2013 to 2018, the average song on the Billboard Hot 100 fell from 3 minutes and 50 seconds to about 3 minutes and 30 seconds. "

"Here in the good old U.S. of A, the third annual Women's March planned for Jan. 19 is in serious trouble, thanks to irreconcilable political disagreements."

"Nature, however, with its endless cycles of death and rebirth, fascinated her. Walking in the woods, she developed a method that has become the hallmark of her poetry, taking notice simply of whatever happens to present itself."

"Modern parents haven’t stopped playing favorites; they’ve just stopped doing it openly. Though few parents today will admit they have a favorite child, studies indicate that about two-thirds of parents do."

"The first science-based diet that tackles both the poor food eaten by billions of people and averts global environmental catastrophe has been devised."

"Sphen and Magic looked like they would make great, diligent, careful egg-warming parents. They made the biggest nest, and they sat on it constantly."

"How YMHAs, followed by synagogue-centers, and finally JCCs have tried—in different ways—to balance Judaism and Jewishness, by bringing Jews together in intellectual, spiritual, and physical pursuits"